HRA Calculator - House Rent Allowance Exemption

Calculate your HRA exemption under Section 10(13A). Find out how much tax you can save on rent payments.

HRA Calculator

Basic Salary (Monthly)

₹

Dearness Allowance (Monthly)

₹

Leave empty if not applicable

HRA Received (Monthly)

₹

Rent Paid (Monthly)

₹

City Type

Metro City (Delhi, Mumbai, Kolkata, Chennai - 50% of salary)

Non-Metro City (40% of salary)

HRA Exemption Conditions:

1. Actual HRA Received₹0

2. Rent - 10% of Salary₹0

3. 0% of Basic + DA₹0

Minimum of the above three is exempt from tax

HRA Exempted (Monthly)₹0

Taxable HRA (Monthly)₹0

Monthly Tax Savings

₹0

At 30% tax bracket

Annual Tax Savings

₹0

For FY 2024-25

Need help with salary structuring and tax optimization?

✓ You must be living in a rented accommodation
✓ You should be receiving HRA from your employer
✓ You cannot claim if you own a house in the same city
✓ HRA and home loan benefits can be claimed together if houses are in different cities

The following cities qualify for 50% HRA exemption:

All other cities get 40% exemption limit